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Church Insurance

Our agency specializes in creating the perfect policy for each unique church. 

Property and Liability Coverage

  • Property - when your property is damaged, destroyed, lost, or stolen, your ministry suffers financially. Our property insurance offers protection for physical items
  • Liability - we offer a wide variety of liability coverage options to help safeguard your organization from the unique risks Christian ministries face

Religious Freedom Protection

Guards your ability to walk and talk what you believe. If legal action is taken against you for belief-based policies, this coverage helps to protect your ministry's interest and cover legal fees.

Payroll Services

A payroll mistake - such as an employee misclassification or missing tax deposits - can lead to serious consequences. Fines, litigation and court costs are very real possibilities. We offer a payroll service exclusively for churches and related ministries.

Workers Compensation

Workers' compensation coverage provides benefits for employees in relation to work-related injuries or diseases specified by state law, including:

  • Medical benefits.
  • Disability benefits.
  • Rehabilitation benefits.
  • Death benefits.

Accident Insurance

Ministry doesn’t always go according to plan. When an accident occurs during church, school, or camp activities, these excess Accident Insurance plans will help by providing coverage for medical expenses associated with accidental injuries, with deductibles as low as $0

Accident Insurance can help with the following medical expenses associated with a covered injury:


  • Hospital bills, including room and board
  • Emergency room and outpatient treatment
  • Medical or surgical treatment by a licensed doctor
  • Prescription drugs and medicines
  • Care for dental injuries
  • Ambulance expenses.

Legal Assist

Every day, ministries face legal questions and challenges that can have a lasting effect on the people they serve. with Legal Assist we offer free ministry-focused resources such as:

  • A clear understanding of ministry legal issues
  • A desire to see your ministry's legal issues resolved
  • A personal response to any legal questions

Mission Protection

When your ministry takes you far away from home, whether you're sponsoring a short-term mission trip or responding to a call for help a few miles away, we offer you the tools needed to focus on your mission trip;

  • Foreign commercial property coverage
  • Foreign liability insurance
  • Medical and AD&D coverage
  • Humanitarian airfare
  • Kidnap and ransom coverage
  • Medical, political, and security evacuation
  • Employers responsibility coverage

Employee Health Benefits

Traditional group plans can be expensive and have limited choices. Coordinating your own individual health benefits offers more choice and lower cost, but the options are complicated and difficult to manage. Christian organizations shouldn’t be burdened by the time and expertise required to coordinate their own plans.

Today’s technology helps Christian ministries extend their reach when proclaiming the Gospel. Innovation is crucial when it comes to communication, but it brings about its own challenges—especially when it comes to software, social media, online giving, and e-commerce.

Our cyber liability coverages help protect your ministry against property damage, financial damage, or emotional injury claims resulting from your ministry’s activities related to computer use and electronic data.

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