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Home Insurance
Available for homeowners, condominiums, or renters.
HOMEOWNERS
We can help you choose the right coverage so you can be assured that you're protected. We offer competitive rates and coverages tailored specifically to your needs.
Included Coverages
- Protection for your home and garage, as well as other structures on your property
- Personal property coverage
- Additional living expenses you may have when your home is unlivable because of a covered loss
- Liability coverage to help protect you from financial loss of a covered claim
- Medical payments for injuries to others either on your property or by your actions
Optional Coverages
- Guaranteed home replacement cost
- Matching of undamaged siding or roofing
- Special personal property coverage
- Equipment breakdown coverage
- Service line coverage
- Watercraft liability
- Recreational vehicle liability
- Professional liability
- Incidental business liability
- Incidental farm liability
Premium Advantages
- Multi-policy discounts
- Paid in full discount
- Automatic backup generator discount
- Mortgage free discount
- Water shut-off system discount
- Advance quote discount
RENTERS
Many people don't realize their personal possessions inside their apartment or rental home aren't covered by their landlord's policy. Allow us to protect you with our Renters Insurance Policy.
Personal Property
Covers your personal property in the event of a loss caused by common perils such as fire, theft, water damage, etc.
Additional Living Expense
Covers you and members of your immediate family living with you for living expenses, over your usual expenses, when your home is uninhabitable because of a covered loss.
Personal Liability
Covers you and members of your immediate family living with you against lawsuits arising from bodily injury and property damage.
Premium Advantages
- Multi-policy discount
- Age of insured discount
- Protective device discounts
- Fire resistive discount
- Higher deductibles
- Alarm discount
- Lower rates if in building with 5 or more units
Renters Plus
- Refrigerated products
- Waiver of deductible damage caused by broken glass
- Property damage caused by backup of sewer or sump pump
- Waterbed liability for damage to the premises you occupy
CONDOMINIUM
Our condominium policy provides you with quality protection designed to complement insurance coverages that are currently unavailable through your condominium association.
Personal Property
Covers your personal property in the event of a loss caused by common perils such as fire, theft, water damage, etc.
Additional Living Expense
Covers you and members of your immediate family living with you for living expenses, over your usual expenses, when your home is uninhabitable because of a covered loss.
Personal Liability
Covers you and members of your immediate family living with you against lawsuits arising from bodily injury and property damage.
Premium Advantages
- Multi-policy discount
- Age of insured discount
- Protective device discounts
- Fire resistive discount
- Higher deductibles
- Alarm discount
- Lower rates if in building with 5 or more units
Renters Plus
- Refrigerated products
- Waiver of deductible damage caused by broken glass
- Property damage caused by backup of sewer or sump pump
- Waterbed liability for damage to the premises you occupy
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